Transparent Square pricing · Alpharetta & Atlanta
Square pricing, with no reseller markup
You pay Square’s published rates — we don’t mark them up. What you add is a local partner who sets you up, supports you, and stays your point of contact.
How our pricing works
Square’s rates, no reseller markup
You pay Square’s published processing rates — we don’t mark them up. The difference in working with IP Payware is what comes around the pricing: local setup, a real point of contact, and a website to match. Get set up through us and we stay your partner for the long run.
Processing rates
Square’s published processing rates
| Payment type | Rate |
|---|---|
| In person (tap, dip, or swipe) | 2.6% + 15¢ |
| Online & e-commerce | 3.3% + 30¢ (2.9% + 30¢ on paid plans) |
| Manually keyed / card on file | 3.5% + 15¢ |
| ACH bank transfer (invoices) | 1% ($1 minimum) |
Rates are set and published by Square and current as of August 2026. Square may update them; we confirm the latest with you on your call. Higher-volume businesses may qualify for custom pricing — ask us for a quote rather than a number online.
Software plans
Pick the plan that fits — or start free
Square Free
Pay per transaction, no monthly fee.
- Full point-of-sale app
- Online store & invoices
- Everything to start taking payments
Square Plus
More tools for restaurants, retail, or appointments.
- Advanced, industry-specific features
- Included messaging
- Deeper reporting
Square Premium
Lower in-person rates at higher volume.
- Square’s lowest published in-person rate
- More included messaging
- Priority tools
Plan prices are set by Square and shown as indicative (current as of August 2026). Paid plans include a free trial you can cancel anytime. We’ll help you pick the right plan on your call.
Why go through IP Payware
Same rates, plus a local partner
No reseller markup
You pay Square’s published rates — we don’t add a cent on top of them.
Set up locally
We’re in Alpharetta and serve the greater Atlanta area, so we can help in person, not just on a support line.
Website to match
Payments through Square and, if you want it, a website we build so customers come back to you.
One point of contact
Get set up through us and we stay your local team — one number to call when something needs attention.
Common questions
Pricing questions
Do you charge more than Square?
No. You get Square’s publicly listed processing rates — we don’t add a reseller markup. What you get on top is a local partner who sets you up and supports you.
Are there long-term contracts?
Square’s plans are month-to-month, and the paid plans include a free trial you can cancel anytime. We’ll walk through what fits on your call.
Can I get a lower rate?
Higher-volume businesses may qualify for custom pricing. We confirm that with you on a discovery call rather than publishing custom rates online.
How do I get started?
Book a discovery call or request a quote. We set you up as your local Square partner and stay your point of contact — so you have one team to call.
Let’s talk
Let’s set up your pricing
A quick call, a clear plan, and a local team you can actually reach — by phone, text, or email.
Request a quote or a call back
Tell us a little about your business and we’ll follow up with next steps and pricing options.